First Community Bank offers a savings plan to fit your needs. Choose a simple Regular Savings account or a more structured Certificate of Deposit or Individual Retirement Account.
Regular Savings accounts give you all the flexibility you need while you build the savings habit. There is no minimum or maximum transaction amount, so you can save as little or as much as you want – $1 a week or $100 dollars a day. Interest is deosited to your account quarterly so you can see your savings grow.
Your savings are federally insured to $250,000. You can also access your savings account using a ATM card for 24-hour convenience.
of Deposit – Also called a time deposit, a CD is a certificate issued by a bank or thrift that indicates a specified sum of money has been deposited at the issuing depository institution. A CD bears a maturity date and a specified interest rate and can be issued in any denomination. Certificates of Deposit are available at First Community Bank for competitive rates. There’s a required mimimum deposit of $1,000.00 and CD maturity dates range from 30 days to 30 months.
Retirement Account – IRA –
We offer both traditional IRAs and Roth IRAs. You may also want to consider investing in an Education IRA, converting a traditional IRA to a Roth IRA, or simplifying your IRA investments by consolidating your IRA. If your work situation has changed recently, you’ll want to investigate the advantages of a rollover or transfer IRA. We’ll show you why it pays to start investing now. If you already have an IRA, we can help you evaluate your IRA’s performance to be sure it’s working as hard as it should be.
We also offer money market accounts. First Community Bank is committed to helping you achieve financial health. The first step is to learn the savings habit. Let us assist you by answering your savings questions today: 870-158-6692.
FDIC – All deposits insured
up to $250,000